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⁠Here's where it all kick…

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Niraj Dugar
Financial advisor who likes to read, create and run :)
⁠Here's where it all kicks off.

🎇

A good devaluation on Axi…
Money

7

Niraj Dugar
Financial advisor who likes to read, create and run :)
A good devaluation on Axis Vistara Infinite Card. You now need to take 4 flights and earn 15,000 tier points to retain the gold status on Vistara from 2nd year. That means, you have to spend 1.5 lakhs on the flights. Two things will happen - 1. Most people will not renew because they will not meet the tier points. They might close and re-apply. 2. People might opt for the IndusInd card. I won't. Fee is too high.
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😀

We get a lot of cases of …
Money
Niraj Dugar
Financial advisor who likes to read, create and run :)
We get a lot of cases of porting in health insurance where past medical history was not disclosed in the previous policy. Non-disclosures render the policy null and void. As a buyer, you must be aware that you have bought after making right disclosures. Work with advisors who don't cheat you by making false disclosures.
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👨‍🦱

Do you the difference bet…
Money

2

Niraj Dugar
Financial advisor who likes to read, create and run :)
Do you the know difference between co-pay and deductible in health insurance? Deductible is a pre-agreed amount upto which you have to bear the medical expenses in a policy year or per hospitalisation whereas co-payment is a pre-agreed percentage that you need to pay in every claim. It is preferred to not have either. These options are given to reduce the overall premium. However, it is always b… Read more
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🦚

How To Thrive In An Unkno
Psychology

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Niraj Dugar
Financial advisor who likes to read, create and run :)
How To Thrive In An Unknowable Future - Derek Sivers is one of the few people I’ve learnt a lot from. One list from him on the idea of thriving in an unknowable future that I often revisit - Prepare for the worst. The best case scenarios do not need preparation. Expect disaster. Assume it’s going to happen and make your plans accordingly. Own as little as possible. Disasters do not impact you… Read more
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🎊

I share a short note on t
Psychology

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Niraj Dugar
Financial advisor who likes to read, create and run :)
bit image
I share a short note on twitter. Helps me learn in the process. Should I share it here as well? ☺️
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